# For Lenders ## Value Propositions ### Fixed-Yield Enjoy the certainty of fixed-yield via Copra vault, instead of the uncertainty of floating-performance-based yield when depositing directly into underlying pools. ### Principal-protected Lending via Copra vault is principal-protected via insurance buffer that is posted upfront by insurers. This insurance buffer covers against risks such as drawdown risks and liquidity risks. This reduces the need of having to heavily assess and manage the risk of underlying pools, providing comfort and convenience to lenders. ### Fully Secured On-Chain Unlike un(der)collateralized lending where lender funds is moved off-chain, funds lent to Copra vaults is fully secured on-chain. Copra vault contracts are only integrated with the whitelisted underlying pools, hence can only deploy funds to those pool contracts. ### Liquidation Monitoring Certain thresholds related to NAV (net asset value) are monitored in real-time. Breach on any of those thresholds will trigger liquidation mechanism, which is withdrawal of funds from all underlying whitelisted pools back to the vault contract in order to protect lenders from any loss. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.copra.finance/v1/for-lenders.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.